Control the Margin. Confidently.
The loanDNA Secondary Market Platform combines intelligent rate lock management and comprehensive pipeline hedging into a single, closed-loop solution built for risk officers and trading desks.
Features at a Glance
AI-Powered Dynamic Pricing
Machine learning and real-time market data refine pricing intelligence, improving borrower pull-through while ensuring lender profitability and competitive Float-Down options.
End-to-End Rate Lock Management
Instantly generate, track, and manage all active locks, including dynamic adjustments, extensions, and automated borrower/originator communication and alerts.
Real-Time Pipeline & Market Data
Ingest loan pipeline data, pull-through ratios, MBS trades, and market prices instantly, creating a unified foundation for accurate risk management and execution.
Automated Hedge Analytics
Automated calculation of hedge ratios, hedge quantities, and cross-hedge scenarios. Receive timing recommendations to protect margins and optimize execution.
Comprehensive Risk & P&L Reporting
Real-time analytics on long/short positions, aggregated pool views (by agency, coupon, etc.), profitability, P&L, and full pair-off analysis for the trading desk.
Audit-Grade Governance & Traceability
A centralized audit trail captures every lock action and trade, ensuring regulatory readiness and complete compliance and accountability across the entire secondary market workflow.
