Smarter Income. Faster Decisions.
The Income Calculator is an intelligent, automated platform that delivers fast, compliant, and transparent borrower income assessment from document intake to final calculation.
Features at a Glance
Automated Document Classification
Borrowers or brokers simply upload documents. Smart agents automatically classify and route pay stubs, tax returns, bank statements, and more.
Cross-Source Data Validation
Extracted data is instantly normalized, cross-checked, and reconciled across multiple documents to guarantee accuracy and reduce errors.
Comprehensive Income Coverage
Supports complex calculations for Wage Earner, Self-Employed, and REO income types, including multi-year averaging aligned with FNMA guidelines.
Seamless System Integration
Validated income data flows instantly in JSON format, ensuring seamless and standardized interoperability with underwriting, QC, and servicing systems.
Full Digital Auditability
Achieve complete transparency. Every calculated data point automatically links back to its source document and rule, ensuring compliance and governance.
Flexible Intake & Connectivity
Supports direct uploads and features integrated connections, including a robust LauraMac integration, for seamless file ingestion and QC.
